Grain Farm Operation

• Farm Machinery, Irrigation Equipment and other types of farm personal property;
• Newly acquired farm machinery is automatically covered for $100,000 for 60 days;
• Replacement farm machinery is automatically covered for $100,000 for 60 days;
• Farm machinery damaged by contact with roadbed or ground;
• Farm machinery damage caused by contact between a tractor and an implement during towing, hitching or unhitching operations;
• Primary coverage for borrowed, rented or leased farm machinery;
• Newly constructed farm structures automatically covered for $100,000 for 60 days;
• No deductible for cab glass on scheduled machinery and equipment;

Optional Coverage

Agri Plus II Endorsement

• $10,000 for computer equipment and software;
• $10,000 for miscellaneous equipment;
• $10,000 for office equipment;
• $10,000 for transportation of farm personal property;
• $250,000 for new farm structures (increased from $100,000);
• $10,000 rental reimbursement for mobile farm machinery and equipment;
• Replacement cost value for partial loss of scheduled agricultural machinery.
• Cover the carry and basis on grain storage facilities for the large farm operations. This unforeseen loss may amount to large sums of money to a grain operation.
  • Example: A Farmer with 400,000 bushel of grain storage could sustain an income loss of $288,000.
  • Call us and we can explain how to cover this hidden exposure.