North American Underwriters, Inc.

Grain Farm Operation

  • Farm Machinery, Irrigation Equipment and other types of farm personal property;
  • Newly acquired farm machinery is automatically covered for $100,000 for 60 days;
  • Replacement farm machinery is automatically covered for $100,000 for 60 days;
  • Farm machinery damaged by contact with roadbed or ground;
  • Farm machinery damage caused by contact between a tractor and an implement during towing, hitching or unhitching operations;
  • Primary coverage for borrowed, rented or leased farm machinery;
  • Newly constructed farm structures automatically covered for $100,000 for 60 days;
  • No deductible for cab glass on scheduled machinery and equipment;

Optional Coverage

Agri Plus II Endorsement

  • $10,000 for computer equipment and software;
  • $10,000 for miscellaneous equipment;
  • $10,000 for office equipment;
  • $10,000 for transportation of farm personal property;
  • $250,000 for new farm structures (increased from $100,000);
  • $10,000 rental reimbursement for mobile farm machinery and equipment;
  • Replacement cost value for partial loss of scheduled agricultural machinery.
  • Cover the carry and basis on grain storage facilities for the large farm operations. This unforeseen loss may amount to large sums of money to a grain operation.
    • Example: A Farmer with 400,000 bushel of grain storage could sustain an income loss of $288,000.
    • Call us and we can explain how to cover this hidden exposure.



202 East 7th Street.   │   PO Box 310   │   Morris, MN 56267   │   (320) 589-9060   │   Fax: (320) 589-4363
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